Management

Mr. Kashif Rafi has vast experience expanding over 20 years in the field of Investments and Fund Management. He has worked on senior level positions with some of the top names in Asset Management Industry like MCB Arif Habib, ABL Asset Management, & JS Investments. Prior to joining AL Habib Asset Management as CEO, he was associated with Bank AL Habib Limited with a primary task to acquire and run a successful asset management company from Bank AL Habib's platform. Mr. Kashif holds an MBA in Finance from IBA and is currently serving as Director on the Board of Mutual Fund Association of Pakistan. He has also served as an Executive Committee Member of the Financial Markets Association of Pakistan.

Mr. Zahid Hussain Vasnani has been associated with the Mutual Fund Industry for over 20 years. Prior to joining AL Habib Asset Management Limited (Formerly: Habib Asset Management Limited) as a Chief Operating Officer and Company Secretary, Mr. Vasnani was associated with Bank AL Habib Ltd. Prior to this he was associated with ITMinds Ltd as Chief Executive Officer. He has also served in CDC, KASB Funds, and MCB Arif Habib spearheading various segments of mutual funds operations. Mr. Vasnani is a Professional Accounting Affiliate from Institute of Chartered Accountants of Pakistan (ICAP) and member of Pakistan Institute of Public Finance Accountants. He completed his four years article-ship from KPMG Taseer Hadi & Co.

Mr. Abbas Qurban is Fellow member of Institute of Cost & Management Accountants (ICMAP) and Pakistan Institute of Public Finance Accountants (PIPFA). He is also Diplomaed from Institute of Bankers (IBP) and MBA (Finance). He has overall working experience of over 25 years in various financial services (modaraba, leasing, investment banking, and Takaful) and manufacturing sectors like textile and packaging industry. He is associated with AL Habib Asset Management Limited (Formerly: Habib Asset Management Limited) since 2013.

M. Furqan Miriwala is associated with AL Habib Asset Management Limited as a Head of Internal Audit. Prior to joining AHAML, he was engaged with Faysal Asset Management Limited as Head of Compliance and Internal Audit. His past experience has been with organizations such as Central Depository Company of Pakistan Limited, PricewaterhouseCoopers (PWC), and Russell Bedford International. He is a member of the Associate Chartered Certified Accountant and having more than 9 years of experience.

Mr. Ahmed Abbas holds MBA in Finance, having ten years of rich and valuable experience and in depth understanding of money market/fixed income investment and operations. He started his career with Global Securities Pakistan Limited as a Dealer Fixed Income Sales and gained expertise in dealing with Financial Institutions. Subsequently he joined AL Habib Asset Management Limited as Assistant Manager Treasury and used his analytical and planning skills for better returns of Funds. He is currently serving in capacity of Fund Manager for AL Habib Income Fund and AL Habib Islamic Income Fund.

Mr. Talha Siddiqui brings with himself a rich vein of experience of Pakistani Capital Markets where he has experienced life on both the sell-side and buy-side of the industry. He has previously served in the capacity of Head of Research at BMA Funds and before that he was associated with Taurus Securities as Manager Equity Sales. He is a student of behavioral aspects of equity market dynamics and is currently pursuing a Chartered Market Technician’s certification. He is academically trained as an economist and holds a postgraduate degree in Economics from the University of Manchester. Mr. Talha has been associated with AL Habib Asset Management Limited for past 4 years.

Mr. Shafiq Bhatti has been working in the Mutual Industry for the past 11 years in different roles. Mr. Shafiq has done his MBA in Finance & MSc. in Statistics with 1st Class, 1st Position (Gold Medalist). He carries extensive experience in Corporate Sales, Retail Sales, Distribution, & Investor Services. Prior to joining AL Habib Asset Management Limited he served as Head of Retail, SME, Channel Distribution & Branch Operations. He has also served as Deputy Manager – Investment Advisory in IGI Investment Bank Limited. He also holds multiple certificates from Institute of Capital Market namely ICM – Fundamentals of Capital Market and ICM-CMFD.

Mr. Muhammad Salman is an experienced professional with a successful career in banking, business development, and administration. He holds MBA degree in Finance and has done various courses in the field of Management, Leadership, and Positive Psychology; he is an effective leader with the skills necessary to direct, train, and motivate teams to its fullest potential. His core specialty is negotiation, developing new relationships, and strengthening old ones, he holds 17 years of rich working experience.