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AL Habib Islamic Pension Fund (AHIPF) is an open-ended Shariah Compliant Pension Fund Scheme. AHIPF is the best way to systematically invest for your post-retirement needs. It has the potential to deliver superior returns on your investment.

Investment Objective

The objective of AL Habib Islamic Pension Fund is to provide individuals with an individualized, funded (based on defined contribution) as well as flexible pension scheme which is managed by professional investment managers to assist them to plan and provide for their retirement. The design of the scheme empowers the participants to invest their pensions as per their desired asset allocations.


  • Savings cum Investment Plan that facilitates employees to save for retirement in a systematic manner.

  • Regular and secure source of income without long term commitment.

  • Investor can define own Investment Plan through choice of asset allocation.

  • Plan continuity - with job switches, Investor’s pension scheme is not discontinued.

  • Investor can change the asset allocation Anytime.

  • Investor can easily switch between available Pension Fund Managers.

  • Investment in Pension Fund grows Tax Free.

  • Regular and secure source of income without long term commitment

Fund Details

Basic Facts
Launch Date June 30, 2022
Fund Type Open-ended
Fund Category Shariah Compliant Voluntary Pension Scheme
Fund Manager Mr. Ahmed Abbas
Management Fee Up to 1.5% p.a. on average Net Assets of each Sub-Fund
Front-end-Load Up to 3% on all Contributions
Back-end-Load Nil
Benchmark 70% three (3) months PKRV rates + 30% three (3) months average deposit rate of three (3) AA rated scheduled banks
Dealing Days Monday to Friday
Cut-off Timings

a) For Regular Transactions 09:00 am to 04:30 pm
b) For same day Redemptions till 09:30 am

Pricing Mechanism Forward Pricing
Allocation of Units (NAV) On Realization of Funds
Minimum Subscription Initial investment of Rs. 1,000/- Subsequently Rs. 1,000/- per transaction
Risk Profile Allocation Dependent

Price History

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