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AL Habib Pension Fund (AHPF) is an open-ended Pension Fund Scheme. AHPF is the best way to systematically invest for your post-retirement needs. It has the potential to deliver superior returns on your investment.

Investment Objective

The objective of AL Habib Pension Fund is to provide individuals with an individualized, funded (based on defined contribution) as well as flexible pension scheme which is managed by professional investment managers to assist them to plan and provide for their retirement. The design of the scheme empowers the participants to invest their pensions as per their desired asset allocations.

For Investors’ Seeking

  • To build voluntary pensions for financial stability after retirement. Tax Credit Can be availed by Pakistani citizen over the age of 18. You can add any amount on Annual, Semi-Annual, Quarterly or Monthly or as desired by the Participant. Invest in different asset classes in order to have diversified portfolio depends on your retirement goals, age, and risk appetite.

  • Regular and secure source of income without long term commitment

Fund details

Basic Facts
Launch Date June 30, 2022
Fund Type Open-ended
Fund Category Voluntary Pension Scheme
Fund Manager Mr. Ahmed Abbas
Management Fee Up to 1.5% p.a. on average Net Assets of each Sub-Fund
Front-end-Load Up to 3% on all Contributions
Back-end-Load Nil
Benchmark 70% three (3) months PKRV rates + 30% three (3) months average deposit rate of three (3) AA rated scheduled banks
Dealing Days Monday to Friday
Cut-off Timings

a) For Regular Transactions 09:00 am to 04:30 pm
b) For same day Redemptions till 09:30 am

Pricing Mechanism Forward Pricing
Allocation of Units (NAV) On Realization of Funds
Minimum Subscription Initial investment of Rs. 1,000/- Subsequently Rs. 1,000/- per transaction
Risk Profile Allocation Dependent

Price History

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